Jun 1, 2019

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The Twilight Years

No matter how wealthy or healthy a person is, we all age. As Benjamin Franklin once said, death — and, consequently, for most people, aging is the one constant in life. The only other facet of modern society that is as prevalent is taxes.

For some, old age is a fantastic period of life. Most people are retired or work fewer hours in their twilight years. And with that extra time, many older Americans create memories with their spouses, their children, and if possible, their grandchildren! I know that family time was important for my grandparents after they retired, at least.

An additional reason that old age could be a favorable period of someone’s life could be financial security. After a lifetime of hard work and saving money, older people are finally able to use their 401K, Roth IRA, or other financial savings account earnings to travel, vacation, or spend money on leisurely activities. And that is great, especially if their life was marked with dedication or a great work ethic.

Sadly, another prominent feature of older age is not as pleasant: health problems or chronic health conditions. While advances are made every day in science laboratories around the country, it is still a fact of life that people in their later years disproportionately suffer from conditions like diabetes, arthritis, Alzheimer’s, and so many more. As a society and a human race, we might one day be able to find a cure or treatment for all of these issues — though this is unlikely. Even if so, the hypothetical day we might find these cures or develop these treatments (or find the Fountain of Youth!) is not a day anytime soon.

So what is a person to do if they are or the older, loved one they oversee has been diagnosed with a chronic condition with no end in sight? Well, there are a few courses of action. Obviously, a person can stay in their home or current place. But this is really only best for people if they are willing and able to physically take care of themselves and their responsibilities like paying bills.

Another course of action is to put a person in a nursing home if they are unable to take care of themselves. Nursing home attendants can help change linens, administer medications, ensure residents follow their treatment plans and other medical interventions. But nursing homes also provide a sense of community and belonging to older residents that may not have close relationships with family members. In other cases, residents that are widows or widowers may use a nursing home community to spark relationships with people in the relaxed years of their lifetime.

But nursing homes are not without their flaws or risks. People who are guardians of injured or vulnerable elderly citizens should take precautions when beginning the nursing home enrollment process. According to the Jurewitz Law Group, every year there is a considerable number of nursing home abuse cases. People in the twilight years of their life deserve a safe place to live, so look at the reputation of the home first!

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Jun 6, 2018

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Things to Keep in Mind When Purchasing a New Motorcycle

There is nothing quite like hitting the open road on a motorcycle. The feeling of the wind blowing by as you travel down the roadway on your two-wheeled machine is sublime. Even the simple act of starting up the motorcycle’s engine for the first time before going on a trip is a satisfying sensation. The noises, the sights, the sounds, and the thrills that come with riding a motorcycle are what motorcycle-owners look forward to every time they ride. Because of my interest, I decided to do a little research on new motorcycle models and contemporary motorcycle safety measures.

The 2018 line of Harley-Davidson motorcycles is excellent. Particularly, the 2018 Harley-Davidson Street 500 stood out to me. This model comes equipped with a 500cc liquid-cooled revolution X engine designed to allow safe, controlled, and comfortable travel on urban streets. Harley-Davidson’s website explains that this engine is perfect for getting through any hole that opens in front of you with its smooth response to the progressive throttle. The Street 500 comes with a sharp, dark look. The exhaust is all-black, has black-cast aluminum wheels, and it is fashioned with a chrome medallion. The motorcycle really is a beautiful and powerful machine. In addition to its top-tier engine and its sleek look, the model comes with optimal anti-lock brakes giving you the confidence you need to know your motorcycle will function properly while on the road. Unfortunately, not even this safe brake system can prevent some of the most catastrophic accidents, which are head-on motorcycle collisions.

While my research of the Street 500 was exciting, I was more intrigued with my research of head-on motorcycle collisions. Specifically, I came across an article by McCutchen & Sexton that succinctly explained these types of disastrous accidents. It corroborated my initial thoughts that there is nothing quite like the experience of riding a motorcycle. In fact, it is no surprise that riding a motorcycle is a hobby for millions of Americans. The article explained the harsh reality that even the most experienced, skilled, and seasoned motorcyclists riding the safest bikes are helpless when it comes to head-on motorcycle collisions.

The article explained how head-on collisions are one the most dangerous types of accidents, and that they can usually be avoided had the other driver not been negligent. Often, inattentive drivers may be using their cell phones, disobeying traffic laws, or looking away from the roadway as they drift into the oncoming lane. Usually, the peripheral vision of these negligent drivers is not enough to spot a motorcyclist in the oncoming lane. The result of this negligence is an unavoidable, catastrophic head-on impact. If the impact is bad enough, these collisions can result in death for the motorcyclists.

Again, I love motorcycles, and I’m very excited to read about the features of the new Harley-Davidson Street 500. However, not even this machine is safe when it comes to head-on collisions with passenger vehicles. For motorcyclists, it is important to keep this in mind when hitting the open road.

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Sep 25, 2017

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How do you defend yourself against wrongful foreclosure?

When a bank forecloses on your home illegally, homeowners are left with an extremely difficult decision to make: how do I go about defending myself and my property? Many people don’t know where to turn when they are facing an illegal foreclosure, and thousands of homeowners choose to do nothing, even though they have rights, because they wrongly assume that they cannot afford the legal fees.

Fortunately, fighting a wrongful foreclosure may not cost you as much as you think. Many attorneys will work with their clients to establish a payment plan for their services, based estimates of how much time your case will take and what you can afford to pay. In some cases, if they win your case, your attorney may be able to recoup some or all of their fees from your financial institution.

What exactly is wrongful foreclosure? Many people understand that they may face foreclosure if they fail to make the required mortgage payments, but in some cases, the bank may be in the wrong. In the past, courts have overturned foreclosure proceedings against major banks like U.S. Bancorp and Wells Fargo because the bank couldn’t prove that they legally owned the mortgages to the people’s homes. Yes, the people owed the banks money, but if the banks were careless enough to not properly track ownership, the judge ruled that the homes could not be taken away. To learn more about this, read the entire article on CBS News.

According to the laws in the United States, people cannot lose their homes and property cannot be taken from them if the documentation used to do so is fraudulent, incomplete, or altered in any way. It is the responsibility of financial institutions to make sure that their documentation is in order, or else they may not be able to take action to seize the property from the homeowners in question. It makes perfect sense that property owners should be able to keep their homes if the bank does not have the adequate documentation to prove its case against them.

Regardless of the bank’s case, homeowners who are facing a wrongful foreclosure should make sure to hire an attorney. These matters are extremely complex, and it would be unwise to try to handle your claim by yourself (unless you are a wrongful foreclosure attorney). An attorney who understands the process, knows the tricks and tactics that the financial institution’s attorneys will use during the case, and who knows how to build a strong case on your behalf is essential. You don’t want to be the one who does all the “legwork”, on your case and if you try to handle it yourself, you may jeopardize your entire case. When it comes to potentially losing your home, it is best to let the professionals handle it and leave your case to an experienced attorney.

Ultimately, when it comes to protecting your home, it is essential to take whatever actions are necessary to save your home from being seized. Fortunately, there are legal options available to people, so you don’t simply have to let them come and take it from you, especially if the basis of their case is flawed.

 

 

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Jun 14, 2017

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Why You Should Get Your Own Storage Unit

Space is an often-overlooked factor in life, even though it can be particularly important, especially if you are living in cities where space can be very valuable and scarce. One of the most efficient ways to get more space is getting a unit from a mini storage facility, which is often located in the heart of the city for easier access to those who truly need it.

These units can be very helpful for those who live in small places, like apartments and condominiums. But aside from the obvious advantage of having more space for your stuff, getting a storage unit has other advantages.

You can stay organized

Having extra space means that you have more room to organize your stuff, and the fact that this extra space is in another location other than your residential space can make the organizing even better. For example, you can store your winter items in the storage unit during the summer, so they are not taking up valuable space in your living area. You can do this for your summer items during the winter as well.

It also helps if you have a business or a hobby, so you can effectively separate your business and hobby related things from your personal things.

You get extra security

Your stuff is not just organized if you put them in a storage facility, as they are also safe because of the security in these facilities. There are security cameras, access codes, and climate control mechanisms to ensure that your items are both safe and in good condition.

This can be particularly helpful for sentimental and old items that may take up too much space in your living area, such as old photo albums, toys, and even important documents.

You have peace of mind

If your items are properly secured in a storage unit, you are more at ease that they are not going to fall victims to burglary. They are also not going to be vulnerable to the hazards in your area, such as fires, earthquakes, and even tornadoes, that can completely ruin these items.

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Mar 18, 2017

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Fatal Car Accidents

Those who are relatively lucky will get away from car accidents with traumatic injuries. But those who are not so lucky may end up dead. Traffic accidents may be fatal because of a variety of reasons, such as when the impact is so great because of the speed of the vehicles involved or when the vehicle has crashed and rolled over in a violent way.

Common Causes of Fatal Accidents

Car accidents can happen because of driver error, vehicle malfunction, or dangerous road or weather conditions. But the worst reason is driver negligence, such as those who drive while drunk or distracted, those who are speeding, and those who are intentionally reckless.

Drunk and distracted drivers have limited body coordination, which is important in driving. The influence of alcohol and the distractions around them may force them to put their hands off the steering wheel and gears, eyes off the road, feet off the pedals, and mind off the act of driving.

Speeding drivers have limited control of their vehicle, potentially putting them out of the road, especially during a turn. They also have limited time to react to the actions of other drivers.

Those who are reckless, like those who tailgate, swerve, and weave, are also at risk of crashing or colliding with another vehicle, as they have disadvantages in terms of positioning and mobility.

Damages of Fatal Accidents

According to the website of Goings Law Firm, LLC, family members of those who have been killed by negligent drivers may take legal action, such as getting compensation from the damages they have sustained.
The most obvious damage is funeral costs, which can easily reach thousands of dollars. If their loved one has not been killed instantly, they may even sustain further financial damage from medical costs.
The financial damage does not stop there. As the victim is most likely a worker, the family will take a hit on their economic status. The loss of an earner from a person who has an income and gives support to a family can affect the family’s lifestyle and future.

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